Fskax vs fzrox reddit. 19, I declare FZROX the winner over the last two years.

Fskax vs fzrox reddit 2%, which is a whole lotta not bad. 9. We actually use FXAIX and FZROX because we want more weight in the large caps whereas FZROX (and FSKAX) have some mid and small caps. Did I make a mistake buying FZROX over VTI in my taxable account? Hi all, I've been investing in FZROX but I've heard that mutual funds are not ideal for a taxable account and typically ETFs are more tax efficient. 31 for FSKAX and 9. For the sake of argument, will throw 0. Payouts are monthly. Apr 14, 2023 · As of this writing, the top 10 FSKAX holdings include Apple, Microsoft, Amazon, Nvidia, Tesla, Berkshire Hathaway, Alphabet (Google), Exxon Mobil, and UnitedHealth Group. But then again you would ostensibly be able to reinvest Divi's quicker in FZROX due to the price. FZROX is a zero expense ratio total market index fund and FSKAX is just a total market index fund. In a Roth IRA at Fidelity, using FSKAX or FZROX for US and FTIHX or FZILX for international are both reasonable choices. FSKAX charges just 1. However, with only a difference of 0. At what point can the investor conclude that, loss-leader though it may be, in the absence of special circumstances, FZROX is the best vehicle for this I use FZROX instead of FSKAX. 00% expense ratio. Having had a good run is actually probably a better predictor of future underperformance. FZROX is too new to have a 10 year track record so if we compare the 3 year returns, we get 10. 015% expense ratio. 37 With a difference of only $13. FZROX is not a bad fund but in order to hit that 0. However FXAIX is more tax efficient than FSKAX and FZROX, and FZROX is the least tax efficient among the three. Archived post. VTSAX is much larger from a net assets perspective. The zero ER version of the fund will definitely slightly UNDER PERFORM the normal one (FZROX vs FSKAX). Nov 15, 2019 · FZROX vs. All of the above are good vehicles for “set and forget” strategies. Can somebody help me understand the differences between these options and their pros/cons? In my opinion, FSKAX or FZROX beat FXAIX: The first 2 are US total market funds, so they fully include the S&P 500 (FXAIX) as a large part of their holdings (around 80% or more I believe), but also hold up to thousands of additional companies. Jan 26, 2023 · FZROX and FSKAX are two of the most popular mutual funds available today. Jul 2, 2020 · ITOT vs VTI vs FSKAX vs FZROX vs VTSAX for a Fidelity Brokerage by bogglewer » Thu Jul 02, 2020 4:08 pm My retirement funds are maxed out so I would like to invest around 10k to 20k in a taxable brokerage at Fidelity (where all my other accounts are). It appears to have good returns relative to these. If that's true, why doesn't everyone just get FSKAX instead? If I understand correctly, that would mean that FSKAX is more diverse (which is a good thing??), and has all the benefits of FXAIX - but I still see people going 100% FXAIX. FSKAX has been around longer, while general FZROX has matched it, we are going off a pretty small sample size, it maybe that FZROX actually out preforms FSKAX but I’m not trying to out preform the market I’m trying to match it. I have been researching so much, learning from this subreddit, read books and articles for months, and decided it was time to do this. Already maxed 2023 contributions. 2. 015% ER - that’s nothing. I don’t mind Fidelity making some money, means they have a financial interest to keep the fund around. Fidelity offers FZROX and FSKAX. I use both. I am kinda of lost on what to pick and optimize? Look like FSKAX, FXAIX, FZROX, VOO, VTI have done the best over… Today I (F53) made my first investment into an index fund (FSKAX). Of these two FSKAX and FXAIX have the lower expense ratios. I'd probably do either all FZROX (if you plan to stick with Fidelity since FZROX won't transfer to another brokerage, but FSKAX will), or FXAIX 80-90% and AVUV 10-20%. If they get closed, then that would also generate a taxable . So I'm currently 20yrs old and recently opened a roth IRA after doing research and asking around I settled on going FZROX & FZILX at (70/30 Split). FIPFX (Fidelity Freedom® Index 2050 Fund Investor Class), This, or a different year version of the game thing is a perfect spot to start with until you understand more, or even use that We would like to show you a description here but the site won’t allow us. Mine (FZROX) - $8586. At times those 800 holdings and adjusted weights can boost FSKAX over FZROX, other times hurt it. I am 33. Also, they are fairly new, and it's possible (though probably not very likely) that the funds get closed. FXAIX seems to slightly outperform FSKAX (or FZROX which is also a total market index fund). FZROX has no expense ratio which is nice, it also has fewer holdings, so less diverse, but it won't affect things much - again they perform nearly identical. until the smaller caps do well. FSPSX was better than those at least over the last 10 years or whenever the zero funds began and it has a very low expense ratio. 035%) FSKAX: Fidelity Total Market Index Fund (ER 0. Thanks! Going to be contributing $6,000 into a Roth IRA for the first time in my life. This is not my emergency fund, it is just extra retirement money or possibly to be used for a house down payment 5 to 10 years from now. The problem with FZROX and the other "ZERO" funds in taxable, is they can ONLY be held @ Fidelity, so if you ever get mad @ Fidelity for some reason and want to move to some other brokerage, you have to sell, which means taxes. Thinking of going with one of these 3 index funds. When looking at total market index funds (VTI, ITOT, FSKAX, FZROX), is there a reason to care about the difference in numbers of shares? Hi all! I've recently found this community and have found it really illuminating. More information here: FSKAX vs. 75%. FSKAX is a total market fund by Fidelity with very low cost and 1. Aug 25, 2021 · FZROX vs FSKAX Fidelity’s Total Market Index fund (FSKAX) is the closest comparable to its ZERO Total Market fund. FSKAX instead of FXAIX. Hi guys, New to investing. I see Fidelity has some zero cost options for basically the same things (FXAIX vs FZROX; FSPSX vs FZILX, etc. QQQ would just be a concentrated version of FSKAX with only for using on NASDAQ stocks. 1 day ago · Compare FZROX and FXAIX across key investment metrics, including historical performance, risk, expense ratio, dividends, Sharpe ratio, and more, to determine which asset aligns better with your portfolio strategy. The wiki article, Three-fund portfolio, specifically mentions FZROX and FSKAX (the regular Fidelity Total Market Index Fund) as suitable for the US stock component. 3. I'll bet the lower expense ratio makes the tax efficiency of ETF's moot, and I don't leave pennies laying around buying ETFs or get tempted to trade during the day. 40% yield. The strategy I’ve developed and quite like is a 50/50 slit between the FNCMX and FZROX which is a total market fund with a 0. Hi I’m investing with fidelity. Currently have a fidelity Roth IRA account. Compare with FZROX, 0 cost, also total market and 1. 00% expense ratio target they don't invest in every last stock FZROX 2914 holdings FSKAX 3985 holdings For a taxable account I would go with ITOT which is a 3rd party total market ETF. If you plan to stay with Fidelity, I would personally go with FZROX over FSKAX just for the expense ratio reduction. I originally chose FSKAX over FZROX due to it having around 900 more stocks in the fund, thus "ultimate US stock diversification", but now I'm wondering if the expense ratio outweighs that benefit. Newer fund so compare returns over 5 years. FSKAX to help medical professionals make informed decisions. Mar 31, 2021 · FZROX vs FSKAX [Fidelity total market Zero vs. Since both of these are total stock market index funds I image they are basically the same, but may as well choose the slightly better if there is one! I’m at fidelity too, I use FSKAX for tax advantage accounts and VTI for taxable . FSKAX is portable, but you may have to either buy a different Total US Market fund or pay a transaction fee for any future FSKAX positions if your new brokerage charges one. FZROX has a slightly lower expense ratio but has around 800 less holdings (which also means adjusted weights for the roughly 2,400 they both have). I'd just use FZROX instead, but if you want the bigger market fund then FSKAX. Jan 23, 2025 · I use FSKAX for all my Fidelity pre-tax/tax-free accounts, simply because it's a Fidelity fund, with no transaction fee, has low ER, and is a broader index than FZROX (even though it probably makes very little difference in the long run). I We would like to show you a description here but the site won’t allow us. 4%, dividends/capital gains April and December We would like to show you a description here but the site won’t allow us. However FXAIX is an S&P500 index which has historically outperformed total market indexes Is fskax worth it ? 75% of my three fund portfolio is this stock. Can I just pick these ? No. Is there any downside to going We would like to show you a description here but the site won’t allow us. 015 ER, cash holdings 0. They also have Fidelity ZERO alternatives with a 0 expense ratio, so FSKAX has FZROX and FXAIX have FNILX. FZROX and FZILX seem to track an index that is proprietary to Fidelity. Just don't The more apt comparison would be FSKAX vs VTI or FXAIX vs VOO. VTSAX was established 11 years earlier. Any recommendations on what I should from here? Archived post. But for 5-7 years, I’d use Fidelity CD’s for at least half and maybe put the other half in FSKAX. FSPGX vs. 4 in yearly dividend and capital gains distributions. FZROX - 90% FZILX - 5% FTBFX - 4% Any cash sitting is held in FDRXX and automatically deposited in SPAXX with a 7 day yield >4. But there is no real difference compared to other low cost index funds. So FXAIX. Should I invest in a target date fund 2055 “fdeex” or 80/20 split fskax/ftihx ? The target date fund has an expense ratio of 0. So managers rely on a model to replicate the smaller holdings. I use them in my Roth IRA and HSA, roughly in 60/40 proportion (albeit with some factor tilts on the side). Liquidated my high-expense ratio funds to the extent I stayed within the 0% LTCG bracket and was left with only FXAIX. 5 days ago · Compare FZROX and FSKAX across key investment metrics, including historical performance, risk, expense ratio, dividends, Sharpe ratio, and more, to determine which asset aligns better with your portfolio strategy. FZROX would be cool if it had more holdings. FIPFX (Fidelity Freedom® Index 2050 Fund Investor Class), This, or a different year version of the game thing is a perfect spot to start with until you understand more, or even use that Looking good. FXAIX and FZROX. If you want a globally diversified portfolio, consider adding FZILX which is a total International stock market index fund. But if you look at the returns of the S&P 500 vs something like FSKAX, you get something like 12. Pros/Cons? Thoughts? Or other mutual funds I should consider? Any advice would be greatly appreciated. As mentioned if this is a taxable brokerage account, you will create a taxable event by selling one of these funds. I'm 26 and my allocation is as follows for my ROTH. 015% but hey, every cent counts, right? Looking good. I want to invest $1000 per month with the sole purpose of one day paying off my home which in my estimation should be in about 10 years (all things being equal), so this is a long term A few noticeable differences comparing FSKAX vs VTSAX: The benchmark indexes are different. Total Market] by Nick1918 » Wed Mar 31, 2021 7:44 pm Any consensus on here of which is better for a tax deferred IRA? I’m rolling over a work plan. So here is the comparison: FSKAX is a total market fund which means it’s more diversified than FXAIX, which is good. 5 basis points and gives investors exposure to over 3,700 stocks. In my Roth, I also hold a very small amount <1% of individual long-term hold stocks. Option B: start FZROX, then FXNAX , then one of: FSPSX, FSGGX, FTIHX, FZILX Depending on your age, the international is more important than the bonds. And my subconscious is yearning for a piece of juicy meat. If you compare the performance of FZROX (Fidelity no fee total market index fund), FSKAX (Fidelity regular total market index fund) and VTSAX (Vanguard total market index fund), then FZROX has slightly outperformed the other two in the 4 years it has existed. Oct 7, 2020 · Regarding FZROX vs. At the end of the year, the growth will be the same - provided you rebalance your option (2) or (3) all the time. Would you rather have 800 or so extra holdings in the very low end (go with FSKAX) or a 0. Would you stay safe with the FSKAX that has been established but has a . We would like to show you a description here but the site won’t allow us. Simple question (or two). Also considering the same with my FidelityGo holdings as well. I personally use fskax in my ira and it’s fine the difference between the two will probably not be that big. Why wouldn't one just go with the completely no-cost option over the 0. I remember hearing about FZROX years ago, but totally forgot about it until someone recently posted about it. We use it and it has been slightly outperforming FSKAX. If you don't like how new FZROX is then check out FSKAX. Why are they offering a zero expense version of the same thing? What are the pros and cons of going with either? A correction fskax has closer to 4000 stocks 3971 to be exact. 15% of the final value, I am hard-pressed to say that either one is actually better. FSKAX would be slighly preferable and transferable to any brokerages. I see most of the investments on these two funds are about the same. Though, the Fidelity fund is still large. Such as KO, MO, HD, PG, JNJ, WM, ED, IRM & O. FBGRX vs SCHD/SCHG vs FXAIX? Which of these 3 or 4 options would be best to invest in as a compliment to FSKAX? And would it make sense? Looking to have exposure across the total US market but weighted more heavily in large cap growth. From a fee perspective, when you're dealing with individual basis points (hundredths of a percent), the differences are negligible. 85 vs 12. While fzrox doesn't disclose what index it tries to mimic. I personally prefer FSKAX because it has more diversification with about ~ 1,200 more stocks. About 5K invested in it for almost two years and I’ve never had a positive total gain/ loss from it. Is that enough of a difference to say that FSKAX/FTIHX aren’t in fact “substantially identical” enough to their zero-fund siblings? I don't want to be in a position where I have to worry about accidentally creating a wash sale someday. I am 65% FSKAX, 25% FTIHX, 10% SCHD. It’s a comfortable spilt between the growth of the nasdaq and stability of the total market at a minimal expense ratio when combined. 27/M, opened a traditional IRA and pretty much want to have a set and forget goal. I am working on increasing ftihx to 30% and decreasing FSKAX to 60% allocation. So I'm 37 and just opened a Roth IRA account, I'm looking to invest in FSKAX, any other ones I should invest? What percentage… Comparing FZROX vs VTI comes down to mutual fund vs ETF for total market coverage. Mar 27, 2024 · Wondering which Fidelity mutual fund is best for investors? In this guide, we discuss FZROK vs. Then compare returns, cost & risk ratings with an S&P500 index fund like FXAIX, VOO, etc. For the out-performance, you'd kind of expect FZROX to do a bit better as it is concentrated on the higher end, like the S&P500 . FSKAX/FTIHX vs FZROX/FZILX - substantially identical enough for a wash sale? I left my financial advisor late last year to DIY at Fidelity. Re: FSKAX vs FZROX It is inefficient and costly to attempt to hold every security in a total market fund. Vtsax follows CRSP which was created at the University of Chicago. Another reason to have something different in taxable vs retirement is it ensure you can't create an accidental cross account wash sale. 03% expense ratio ETF? Is it merely a brand-name preference, at that point? I'd definitely have reservations if it was a newcomer custodian, but this is Fidelity we're talking about. It’s up to you which you prefer, but they will likely perform very similarly. I know they both track similarly and the expense ratio is 0. It's still a total market index fund and has been around since 2011 with only a 0. I don’t have interest in the zero funds, but I am interested in a few funds and wanted to have your opinion. Want to start better planning for my future financially. FSKAX is Fidelity's non-zero total market fund. What would the advantage be to be in FXAIX instead of the FZROX? We would like to show you a description here but the site won’t allow us. Ok so I'm a 20 yo college students who's just starting my Roth IRA. If you use Fidelity, FSKAX or FZROX are essentially equivalent to VTI. FZROX is plenty diversified but holds fewer stocks than FSKAX. 03% but even after expenses had beaten FZROX because it tracks the market ever so slightly better. 51 for FXAIX. ) and I am wondering are there other differences that I am missing? Why wouldn't everyone just go for FZROX since it's cheaper and has 0% expense ratio? 35 years old. Thanks in advance! If you decide to lower your bond allocation, it probably makes most sense to put those dollars into international, since the actual global market weight now is about 60% US to 40% international. FSKAX pays out a dividend 2x/year to FZROX's one, and the former's dividend has been slightly better recently. They all try to track the total us market, but the actual indexes that they try to follow differ. ~86% of FSKAX is VOO, so again redundant. What's Wrong with this Fund? : r/personalfinance r/personalfinance Current search is within r/personalfinance Remove r/personalfinance filter and expand search to all of Reddit Aug 7, 2023 · Fidelity Zero Total Market Index (FZROX) was born five years ago last week, on August 2, 2018, and beats the Vanguard and Schwab products, and FSKAX, the other Fidelity total market fund, by a smidge in every period from one week to 5 years. 48% yield. Last time I checked they are missing about thousand stocks each ,fskax is probably a better comparison for fidelity index fund that’s close to Vtsax. Thoughts on a 60/40 split (FZROX/FZILX) two-fund Roth IRA for someone in early 20s? Have a rollover IRA from a previous employer of about 100k and trying to decide between FZROX or FXIAX which is the total stock market index fund vs FIOFX which is the 2045 target retirement fund . FZROX in Roth and FSKAX on my non-prototype account because FZROX is not available. com 5 days ago · Compare FSKAX and FZROX across key investment metrics, including historical performance, risk, expense ratio, dividends, Sharpe ratio, and more, to determine which asset aligns better with your portfolio strategy. Looking to retire in 30 years. I noticed that the FZROX is fairly new but has zero expense ratio. Is it better to split half into each or choose one over the other ? Any suggestions ? Thank you . They share their opinions, preferences and reasons for choosing one over the other. Option A: invest everything I can monthly into FBGRX I wouldn't do this. 95% top 10, 3405 holdings, . Can I simply convert my FZROX shares to FSKAX or do I sell FZROX and buy FSKAX? I’m just a year or so into investing but thinking the additional holdings within FSKAX will be beneficial in the long run. FSKAX and FZROX will do slightly better than FXAIX. FZROX and FSKAX are practically the same thing. You will have to sell the zero funds (and be subject to taxes on any sale gains) if you want to transfer-out the account/holdings from Fidelity to another brokerage. Note we use FZROX in retirement accounts (except spouse's solo-401k where it is not an option so hold FSKAX) but hold VTI & VXUS in taxable. The main page on the 3-funds portfolio mentions FZROX or FSKAX. I'd probably choose the latter option for myself. If it’s in a taxable account it isnt transferable to another brokerage. And it's only about 100 holdings short of VTSAX. What am I missing? Long term, you'll probably do better in a lower fee, broader fund, like FXAIX or even FZROX. FXAIX vs FZROX vs FSKAX I want to start adding to my roth ira account. The largest aren't always the best (factor investing theory may actually favor smaller caps, so VTI may have a slightly higher expected long term return). 19, I declare FZROX the winner over the last two years. ITOT vs VTI vs FSKAX vs FZROX vs VTSAX for a Fidelity Brokerage My retirement funds are maxed out so I would like to invest around 10k to 20k in a taxable brokerage at Fidelity (where all my other accounts are). VTSAX: What Is the Best Total Stock Market Index Fund? With that many FSKAX, you could expect $138. Why would you invest in FSKAX over FZROX? What's the catch with these Fidelity zero expense ration index funds? How does Fidelity come out ahead offering this? May 14, 2024 · FZROX is fine in a tax-advantaged account. FZROX: Which Fidelity Fund Is the Best? FSKAX vs. Dec 29, 2018 · For example, the top 10 holding are identical between FSKAX and FZROX, but the percent of the total portfolio are different: FSKAX 17. I personally use a mix of FSKAX, FTIHX and FXNAX. There's a third option of using their zero-fee options: FZROX + FZILX. FTIHX and FZLIX haven't done all that well the last time I compared international funds. Why would you invest in FSKAX over FZROX? What's the catch with these Fidelity zero expense ration index funds? How does Fidelity come out ahead offering this? Of those, VTI: the most broad coverage, it fully contains FXAIX/VOO (which should be identical internally) as well as thousands of additional US companies. FSKAX by thelateinvestor43 » Mon Nov 25, 2019 12:51 pm FZROX: Fidelity ZERO Total Market Index Fund (ER 0%) FSPGX: Fidelity Large Cap Growth Index Fund (ER 0. See full list on whitecoatinvestor. 16 over the last 10 years. Winners rotate. Any takes on zero market index funds like FZROX (asp oppose to FSKAX)? Some of the post here are several years old and I wonder if it’s still worth investing in (in FZROX). FSKAX has been around (at least in it's current form) since 2011. The ZERO fund, in contrast, holds about 2,600 equity holdings. Reply reply More replies ChefBoyRD-92 • Reply reply NCclt91 • I’m just a girl and did the voo mistake lol ty for We would like to show you a description here but the site won’t allow us. Should I be investing in another stock or is this fine? FSKAX vs FZROX - same as above but for total market and zero expense ratio for FZROX Flip a coin. Next year, I Oct 18, 2020 · FNILX vs FXAIX by 1789 » Mon Mar 01, 2021 4:14 pm FXAIX or FSKAX would be good options. They can make up for the expense ratio by artibrage with spread, occasional dividend payouts (didn't check but I'd bet they only pay out once annually). My self-taught instincts have been similar to this, but I'm looking forward to really optimizing with all the resources here. I think it’s only hundred stocks different. I don’t mind paying the incredibly small expense ratio for FSKAX because I get longer history and more diversification with it . 02% expense rate out is seems pretty marginal to me on FSKAX's side. I was wondering if this is okay and I should stick with it or if I should go for the three fund by adding FXNAX? FZROX is an excellent choice, it (basically) includes every publicly traded company in the US. FZROX is actually closer to FSKAX, at least in their goals. FXAIX is good, but FSKAX is better, and FSKAX paired with FTIHX is best (within Fidelity's non-Zero funds). You’ll potentially have capital gains when you withdraw, but not yearly, as it appears with many Fidelity index funds. But what do i want?" (Andrei Tarkovsky) 36 votes, 80 comments. 56 My Wife's (FSKAX) - $8573. New comments cannot be posted and votes cannot be cast. Also kind of new to this. The main source of variance in returns between the two funds is that FSKAX replicates its index, while FZROX samples its index (holding fewer stocks = cheaper to operate). Sep 20, 2025 · Both FZROX and FSKAX are excellent total market index funds with minimal differences that will impact most investors. VTI costs . Look like FSKAX, FXAIX, FZROX, VOO, VTI have done the best over 5 years. Long term, I would expect FSKAX to beat FXAIX, as it includes smaller caps which are a known expected compensated risk factor. E - I missed that FSKAX doesn't do capital gains anymore, with that in mind the yearly distributions would be $120, roughly the same as FZROX. A comparison between FSKAX and FZROX based on their expense ratio, growth, holdings and how well they match their benchmark performance. There are years (such as 2020) where the non-S&P 500 companies beat the S&P 500, total market will provide at least some extra benefit in those years. However, FZROX contains a footnote, Fidelity ZERO funds are not recommended for use in taxable accounts due to their lack of portability. For example FZROX has slightly underperformed VTI (vanguards total stock market index) because they track the market slightly differently. FSKAX is 0. "My conscience wants vegetarianism to win over the world. I am new to investing and am looking at setting up my portfolio. FSKAX is more diversified, but has a small expense ratio. Personally, I'd only consider FTIHX vs FZILX for this. I don't understand the difference between the zero index funds vs. Swtsx and fskax follow the dow jones total market index. I just opened a Roth IRA with Fidelity, not sure which of these funds to put my money into. 02% expense ratio (obviously negligible)? Does it really even matter and should I stop worrying about it? I've seen a lot of people say that FSKAX basically has all of FXAIX, so I don't need both. 015%) Are these pretty much all the same thing? Is there a "better" from these 3 examples or is that subjective? For the reasons I mentioned above most likely. How come everybody recommends buying VTI/VXUS but hardly anybody recommends FZROX/FZILX which has zero or close zero expense ratio? IT also has basically the same holdings?? Am I missing something here?? We would like to show you a description here but the site won’t allow us. Other than that, yes it’s redundant to have both FSKAX and FXAIX. the good ol' Fidelity 500 Index Fund. 93 for FZROX. I know my back needs to be FSKAX or FXAIX but I was looking at FGRTX, FGRIX, FSPGX I use FSKAX and FZROX. Users compare and contrast FZROX and FSKAX, two US total market funds with different expense ratios and indexes. 26 votes, 69 comments. Why is s&p500 index ytd 30% while fskax is much less? FSKAX vs FZROX and FTIHX vs FZILX. I’m young and new to all of this. . Distributions only matter in a taxable account - and then they're usually not a good thing. They seem to follow similar indexes and have similar makeups. The decision often comes down to whether you value the absolute zero expense ratio of FZROX or the greater flexibility and slightly broader market coverage of FSKAX. The zero-fee aspect is somewhat gimmicky. Lately the standard advice is total stock market vs the S&P 500. 015% lower expense ratio (go with FZROX)? Some people care about track records, FZROX is fairly new, just over a year. I don’t see this being mentioned much vs. FSKAX: 1) why is price per share so much less for FZROX? 2) Is FSKAX perhaps a better option than FSROX- regarding dividend schedule ( is dividend payout only in December for FSROX?) and overall track record? May 14, 2024 · FZROX is fine in a tax-advantaged account. Jan 23, 2025 · Re: VTI vs FSKAX vs FZROX by HomeStretch » Thu Jan 23, 2025 1:59 pm Don’t use the proprietary Fidelity zero funds such as FZROX in a Taxable account. Currently thinking 70% FSKAX and 30% FZILX, is this good enough? My colleague said I should diversify more into a total of 4-5 etfs but open to any other suggestions. I invest about $250 a month into FZROX in my individual brokerage account and max out my Roth IRA with FSKAX (along with other stocks & Bonds). Thank you!! We would like to show you a description here but the site won’t allow us. Roth IRA FZILX & FZROX Hi guy, hope you are all doing well. bcz nhpl mmiblwou tjivh ccut ncrpewxz giwtdmx ndqbfho gqkb xmauaq fypfdohb olsrmpb fptbzvz ydx pljft